Reforming Ghana’s health insurance policy: A call for access to quality medications and equipment

Ghana’s national health insurance policy was introduced to make healthcare more affordable and accessible for all.

However, despite its noble intentions, many Ghanaians still struggle to access the quality medications and treatments they truly need. Rather than providing curative solutions, the system often supplies medications that only manage — not heal — patients’ conditions.

This is a serious concern. Medications should not merely control illnesses; they should help patients recover fully.

When people receive treatment that only suppresses symptoms, their quality of life remains compromised, and their health worsens over time.

Access to proper, effective medication is a basic human right — and one that the government must prioritize.

Ghanaians deserve a health system that empowers healing, not just temporary relief.

Human Capital Is National Capital

A nation’s most valuable resource is its people. When citizens are healthy, they can contribute meaningfully to national development.

But when healthcare systems fail to provide real solutions, the entire country pays the price through lost productivity, poverty, and suffering.

Therefore, investing in healthcare is not optional — it is essential for sustainable national growth.

Strengthening Healthcare Infrastructure

Alongside quality medication, we must address the shortage of essential medical equipment in our hospitals and clinics.

Many health facilities lack critical tools that are needed for diagnosis and treatment. This includes:

MRI Scanning Machines Fully Equipped Laboratories Advanced Diagnostic Equipment Surgical Tools and Monitoring Devices

These are not luxuries — they are necessities. Every region in Ghana should be equipped to handle complex health challenges. Patients should not have to travel long distances or wait weeks for basic scans or tests.

Policy Recommendations

To address these issues, Ghana must:

Revise the National Health Insurance Scheme (NHIS) to include access to curative medications, not just maintenance drugs.

Invest in the procurement and distribution of medical equipment across all healthcare facilities. Support local pharmaceutical production to reduce dependency on imports and ensure drug availability.

Monitor and evaluate healthcare delivery regularly to ensure quality service nationwide. Conclusion

Ghana’s healthcare system has made progress, but the gaps are still too wide.

Access to real, effective treatment and modern medical tools must be at the heart of national health policy.

Ghanaians deserve more than symptom control — they deserve healing, dignity, and the full promise of quality healthcare.

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