Welcome to CediRates. This website is owned and operated by CediRates, a business registered in Accra, Ghana. These terms and conditions ("Terms") apply to your use of the website located at https://cedirates.com/ (the "Site"). By using the Site, you agree to be bound by these Terms. If you do not agree to these Terms, do not use the Site.
Accounts and Content
a. Account Creation: To use certain features of the Site, you may be required to create an account. You agree to provide accurate, current, and complete information during the registration process and to update such information as necessary to keep it accurate, current, and complete.
b. User Content: The Site allows you to upload or otherwise submit content, including but not limited to text, photos, videos, and other materials (collectively, "User Content"). You represent and warrant that you own or have the necessary licences, rights, consents, and permissions to use and authorise us to use all patent, trademark, trade secret, copyright, or other proprietary rights in and to any and all User Content to enable inclusion and use of the User Content in the manner contemplated by the Site and these Terms.
c. Ownership of Content: All materials on the Site, including but not limited to the logo, visual design, trademarks, and other content (collectively, the "CediRates Materials"), are our exclusive property. You may not use any CediRates Materials without our prior written consent.
d. Feedback and Suggestions: We welcome your feedback and suggestions. By providing us with any feedback or suggestions, you grant us a non-exclusive, perpetual, irrevocable, royalty-free, fully-paid, sublicensable, and transferable licence to use, modify, display, distribute, and create derivative works of such feedback or suggestions for any purpose and without any compensation or credit to you.
Promotions and Subscriptions
a. Promotions: We may offer promotions, contests, sweepstakes, or other similar programs ("Promotions"). The terms and conditions of each Promotion will be governed by separate rules or terms and conditions that will be communicated to you at the time of the Promotion. By participating in any Promotion, you agree to be bound by the rules or terms and conditions applicable to that Promotion.
b. Subscriptions: We may offer subscription plans that provide access to additional features or content on the Site. The terms and conditions of each subscription plan will be governed by separate rules or terms and conditions that will be communicated to you at the time of subscription. By subscribing to any plan, you agree to be bound by the rules or terms and conditions applicable to that plan.
Contact
You can contact us at any time with questions or concerns regarding these Terms by emailing us at [email protected].
Changes to Terms
We reserve the right to change these Terms at any time. Any changes to the Terms will be effective immediately upon posting on the Site. Your continued use of the Site after any changes to the Terms will constitute your acceptance of such changes.
Miscellaneous
a. Entire Agreement: These Terms, together with any rules or terms and conditions applicable to Promotions or subscription plans, constitute the entire agreement between you and CediRates regarding the use of the Site.
b. Severability: If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.
c. Governing Law: These Terms shall be governed by and construed in accordance with the laws of Ghana, without giving effect to any principles of conflicts of law.
d. Jurisdiction: Any legal action or proceeding arising out of or related to these Terms or the use of the Site shall be brought exclusively in the courts of Ghana.
e. Waiver: Our failure to exercise or enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.
f. Assignment: You may not assign these Terms or any of your rights or obligations hereunder, whether by operation of law or otherwise, without our prior written consent.
g. Headings: The section headings in these Terms are for convenience only and have no legal or contractual effect.
Thank you for using CediRates. We hope you enjoy your experience on our website.