Finance

Ghana Didn’t Steal Your SUV – But Its Citizens Pay the Economic Price

Very so often, Ghana makes international news not for our cocoa, not for our music, not even for our jollof, but for being a parking lot for stolen cars. Here, take your pick: “Canadian luxury SUVs traced to Ghana” . “Over 400 stolen cars seized at Ghana ports” . “Dancehall artiste Shatta Wale’s ...

The High Street Journal

published: Aug 28, 2025

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Very so often, Ghana makes international news not for our cocoa, not for our music, not even for our jollof, but for being a parking lot for stolen cars. 

Here, take your pick:

  • “Canadian luxury SUVs traced to Ghana” (Toronto Star).
  • “Over 400 stolen cars seized at Ghana ports” (local papers).
  • “Dancehall artiste Shatta Wale’s Lamborghini impounded” (the most recent circus headline).

Each one paints a simple but ugly picture: Ghana is where the world’s stolen cars retire. The international ones frame us as a dodgy endpoint of organized crime. The local ones sensationalize the celebrity angle, focusing on Shatta Wale as if he were the Pablo Escobar of car crime. What none of them tell you is the full machinery behind global car theft, the economics that drive it, and the innocent local victims who pay the real price.

The Global Playground of Car Theft

Here’s the joke no one’s laughing at: in the U.S. alone, over 800,000 cars are stolen every year. That’s not a typo, that’s nearly a million people stepping outside in the morning, coffee in hand, staring at an empty driveway like, “Maybe I parked in Walmart?”

Canada, bless their hearts, clocks in at 105,000 cars stolen annually, that’s one every five minutes. Think about it: by the time you’ve boiled water for your morning tea, someone’s Honda Civic in Toronto has already joined the spirit world. And to make it worse, thefts there have shot up over 35% in recent years. Forget ice hockey, the real national sport now is nicking SUVs.

Worldwide, millions of cars vanish each year, feeding a multi-billion-dollar underground economy. And here’s the bit the headlines forget while they point accusing fingers at West Africa: most stolen cars never even leave their motherland. In North America, they’re stripped quicker than a goat at Christmas because, let’s face it, the real money isn’t in the whole car, it’s in the spare parts.

Take BMW’s fancy laser headlights. Retail price? A cool €7,000. For just the eyes! So why ship a whole car when you can harvest it like an organ donor? Engine, doors, gearbox, sold separately on eBay and Craigslist, they’re worth three times the car’s price. Forget Wall Street, the real bull market is in Toyota kidneys and BMW eyeballs. Hedge funds wish they had margins like a chop shop.

So yes you are right in thinking that our used parts market isn’t exactly Holy grounds either. Between salvage imports, auction rejects, and “don’t-ask-questions” specials, the Ghanaian used car lots sometimes look more like intensive care units. But to act like Ghana is the mastermind behind global car theft? Please. We’re not running the mafia of the car world; we are still figuring out romance scams over poor internet connection.

Modern Cars: Hard to Steal, Easy to “Disappear”

Gone are the days when a thief could hotwire your Corolla in two minutes and be halfway to the next country before you could say “jack”. Today’s vehicles are rolling computers, packed with immobilizers, GPS trackers, and biometric keys. So how are they still vanishing?

Rental scams: Thieves rent high-end cars, drive them straight to shipping containers, and vanish.

Dealer-yard theft:  brand new cars lifted in bulk before they even reach showrooms.

Fraudulent financing: Cars leased with fake IDs, then shipped abroad before repossession.

The crude “smash-and-grab” is outdated. Today’s thief is a fraudster in a suit, not a street boy with a screwdriver.

The Western World’s Shrug at Car Theft

Here’s the irony. In Canada, when your Lexus disappears, the police give you a crime reference number, pat your back, and say: “Call your insurance.” Insurance companies quickly hand victims a shiny new car. Case closed (at least to the victim).

The result? A rising tide of thefts. Because if the authorities aren’t incentivized to hunt your stolen Lexus, and the victim gets a new one anyway, the system just… tolerates it. It’s treated less like crime and more like paperwork.

Ghana: Why We’re Caught in the Crossfire

Meanwhile in Ghana, things are different. Owning a car here is like buying land in heaven. Import duties alone can double the cost of a car. Financing? Forget it. So, people hustle for “affordable” options: salvage cars, accident cars, auction cars, and yes, sometimes stolen cars.

The ports? They’re supposed to be the watchdogs, but half the time they’re lapdogs. Stolen cars sail through, get inspected, taxed, and plated. The unsuspecting Ghanaian buyer forks out a life savings for what they think is a deal. Then months later, bam! The car is seized and shipped back abroad.

The Ghanaian? Told to “do better due diligence.” The same due diligence that somehow eluded our trained customs and national security officers. It’s like being told to detect malaria with your bare eyes when the hospital microscope missed it.

The tragedy? Innocent buyers. People save for years, sell land, take bank loans or take family contributions to buy that “affordable” imported SUV. 

Whose Victim Is It Anyway?

This imbalance mirrors another uncomfortable story; the story of our stolen cultural artifacts. Ghanaian gold masks, Ashanti stools, and kente relics sit in Western museums. People fly from Accra to London to pay £20 entry fees to see what was stolen from them.

When the Asantehene recently retrieved a few of these artifacts from the UK, the British government had the audacity to say they were “on loan” to Ghana….on loan! Imagine someone stealing your TV, letting you watch it during Christmas, then collecting it back in January. And you’re supposed to say thank you. That’s the level of absurdity.

And yet, when it comes to cars, the tables turn. Foreign victims’ rights are fiercely defended, while Ghanaian victims; those who lose their cars to repatriation, are treated as collateral damage. Obviously, I’m not waving the flag for thieves here. But in any normal world, if something of yours lands in “lost-and-found”, the happy ending is, you are supposed to walk away with your stuff, not admire them behind glass.

Can we, for once, stop acting like errand boys for foreign governments and start protecting our borders, and more importantly, our own citizens? Because honestly, it’s beginning to feel like Ghanaians endure more pain from our security agencies than protection by them. And I don’t say this to be harsh, I know they work hard, and their jobs aren’t easy, considering the resources available to them. But it’s the lived reality for many of us.

Think about it: when was the last time you actually felt safe or even happy to see the Police, Customs, or National Security around? Go on, take a minute. Hard, isn’t it? For most people, spotting them doesn’t bring comfort, it brings the same sinking feeling you get when your landlord shows up unannounced at the end of the month.

The Bigger Picture

Car crime is a global menace. Every nation wrestles with it. But responsible nations don’t just protect their borders, they protect their citizens from being the final victims.

In Ghana, we seem to do the opposite. We allow questionable cars into our borders. We inspect them. We tax them. We even register them. Then, when the alarm bells ring from abroad, we happily hand them back, leaving our citizens broke and humiliated.

The headlines may sensationalize Shatta Wale’s seized Lamborghini, but the real headline should be: 

  • “Who protects the Ghanaian citizen from becoming the ultimate victim of global car crime?”
  • “Ghanaian Citizens Lose Life Savings as Stolen Cars Slip Through Customs”
  • “Ports Collect Taxes, Citizens Collect Tears”
  • “Ghana Becomes Global Pawnshop, But Only the Locals Pay the Price”
  • “Insurance in Canada Buys Victims New Cars; In Ghana, Victims Buy Coffins for Their Dreams”

Unless we admit that the real victims aren’t in Toronto or New York but right here at home, we’ll keep playing the role of scapegoat while others get the sympathy cards.

While recycling the same headlines and watching our citizens pay the price for crimes they didn’t commit.

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