BoG rolls out new regulatory measures targeted at interest charges, pricing, and recapitalisation of banks

The Bank of Ghana (BoG) has rolled out new set of regulatory measures targeted at interest charges on digital platforms, pricing on forex (fx) transactions, Non-Performing Loans and recapitalisation of commercial banks in the country.

Some of the new directives will take off from July and August 2025, while another set of the regulations will take effect from 2026, particularly, in capping Non-Performing Loans of financial institutions at 10 percent.

Governor of the Bank of Ghana, Dr. Johnson Asiama announced this at a post Monetary Policy Committee meeting with Managing Directors and Chief Executive Officers of commercial banks at the Headquarters of the Bank of Ghana.

According to the new measures, commercial banks are now required to disclosed “black listed” borrowers in their Annual Accounts.

Dr.  Asiama noted that this new regulation would help check the high Non Performing Loans in the industry and ensure that only credit worthy persons or institutions have access to loans from commercial banks.

Below is Governor Asiama’s statement

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