Bills Credit founder Richard Armah Quaye says he made his first $1 million at 27

Ghanaian entrepreneur Richard Nii-Armah Quaye has opened up about how he earned his first $1 million at the age of 27, after enduring years of hardship and perseverance. The Chief Executive Officer of Bills Credit, formerly known as Quick Credit, recounted his inspiring journey during an interview on Starr FM’s Starr Chat.

Quaye shared that after completing senior high school, he struggled to make ends meet and turned to street vending to survive. “I used to sell local gin at James Town,” he recalled. By the age of 22, he had managed to save enough to apply for a UK visa—a move he describes as the turning point in his financial journey.

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His social media posts have sparked widespread admiration and conversation across Ghana, with many applauding his achievements.

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